Square Card – How to Get Yours

How to Order Your Square Card in the UK

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The Square Card is a free business debit card designed for UK sellers who use Square to take payments.
It gives you instant access to your sales balance, allowing you to spend your funds as soon as customers pay — no need to wait for bank transfers.

To order your Square Card:

  1. Log in to your Square Dashboard or open the Square app.
  2. Go to “Balance” → “Square Card.”
  3. Confirm your business and delivery details.
  4. Select “Order Your Card.”

You can also access a virtual card immediately in your app while waiting for your physical one to arrive.

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Activation Steps and Common Errors

Once your physical card arrives, you’ll need to activate it before use.

To activate your card:

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  1. Sign in to your Square Dashboard.
  2. Navigate to “Balance” → “Square Card.”
  3. Select “Activate Card.”
  4. Enter the last four digits printed on your card and set a PIN.

If you encounter activation errors, check that your card is linked to the correct Square account or try activating it through the mobile app.
For continued issues, contact Square Support UK via chat or phone for assistance.


How to Use Square Card for Business Expenses

The Square Card is linked directly to your Square balance, allowing you to spend your sales funds instantly.
You can use it anywhere Mastercard® is accepted — in-store, online, or for business subscriptions.

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Popular use cases include:

  • Purchasing supplies or software for your business.
  • Paying bills or services related to your company.
  • Managing day-to-day expenses without waiting for settlements.

Each transaction automatically appears in your Square Dashboard, helping you monitor spending and maintain accurate bookkeeping.


Daily Spending and Withdrawal Limits

To help protect accounts, Square applies standard limits for UK cardholders:

  • Daily spending limit: £10,000
  • ATM withdrawal limit: £500 per day
  • ATM withdrawal fee: around £2 per transaction
  • Foreign transactions: small conversion fee (varies by currency)

💡 Tip: Always withdraw or spend in pounds sterling (GBP) when possible to avoid extra exchange rate costs.


Square vs Revolut Business Card Comparison

FeatureSquare CardRevolut Business Card
Best ForSmall businesses using Square POSCompanies managing multi-currency payments
Card TypeBusiness debit (Mastercard®)Business debit (Visa/Mastercard®)
Currency SupportGBPMulti-currency (30+)
IntegrationDirect with Square DashboardWorks with Revolut Business platform
Instant Access to Sales✅ Yes❌ No
Monthly FeeFreeVaries by plan

Square Card is ideal for UK merchants who need instant access to their daily sales, while Revolut suits companies handling multiple currencies or complex transfers.


Card Replacement or Freeze Options

If your card is lost, stolen, or compromised, you can lock or replace it instantly from your Square app:

  1. Open the Square app and tap “Balance.”
  2. Select your card and choose “Freeze Card.”
  3. To replace it, tap “Order Replacement.”

Frozen cards can be unfrozen at any time, and replacements typically arrive within 7–10 business days in the UK.

⚠️ Always freeze your card immediately if you suspect unauthorised activity.


How to Manage Funds from Your Square Account

Your Square Card automatically draws from your Square balance.
You can view all activity directly from the Dashboard or mobile app, including:

  • Recent transactions
  • Available funds
  • Pending settlements
  • Automatic transfers to your linked bank account

Funds appear instantly after sales are completed, meaning you can access your earnings in real time and manage your cash flow without delays.


👉 Next article: Learn Everything About Skrill and Its Benefits in the UK