Skrill – How to Create Your Account

Creating a Skrill account in the U.S. is quick and simple — and it opens the door to fast, secure international payments. Whether you’re sending money abroad, receiving freelance payments, or buying online, Skrill offers an easy way to move your money digitally, with low fees and instant transfers.

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What Is Skrill and How It Works in the U.S.

Skrill is a global online payment platform that lets you send, receive, and store money digitally. In the U.S., Skrill operates under strict financial regulations and provides both personal and business accounts.

With a Skrill account, you can:

• 💵 Send and receive money instantly within the U.S. and abroad.
• 🌍 Transfer funds internationally in 40+ currencies.
• 💳 Pay online with your balance or linked debit/credit card.
• 🏦 Withdraw money directly to your U.S. bank account.
• 🪙 Buy and sell crypto (available in most U.S. states).

Skrill is a convenient alternative to traditional wire transfers and an efficient way to manage online transactions.

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Step-by-Step: How to Create a Skrill Account

Setting up your Skrill account in the USA takes only a few minutes. Follow these steps:

1. Go to skrill.com and click “Register.”
2. Choose “Personal Account” or “Business Account.”
3. Enter your full name, country (United States), and email address.
4. Create a secure password.
5. Add your residential address and date of birth.
6. Accept Skrill’s Terms of Service.
7. Confirm your email address by clicking the link sent to your inbox.

Once registered, you can log into your dashboard and begin verifying your account to unlock all features.

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Requirements to Open a Skrill Account in the U.S.

To comply with U.S. financial regulations, Skrill requires users to verify their identity before using full account features. You’ll need:

• A valid U.S. government-issued ID (driver’s license, passport, or state ID).
• A U.S. address (no P.O. boxes).
• A mobile phone number for security verification.
• A bank account or debit/credit card in your name.

For business accounts, you may also be asked for:

• EIN (Employer Identification Number).
• Business registration documents.

These requirements ensure compliance with anti-money laundering (AML) and KYC (Know Your Customer) laws in the United States.

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How to Verify Your Identity (KYC Process)

The Skrill KYC process helps secure your account and remove transaction limits. Here’s how to complete it:

1. Log in to your Skrill dashboard.
2. Click “Verify your account.”
3. Upload a photo ID (driver’s license, passport, or state ID).
4. Take a selfie or short video for identity confirmation.
5. (Optional) Provide proof of address such as a utility bill or bank statement.

Verification usually takes a few minutes to several hours, depending on document clarity. You’ll receive a confirmation email once approved.

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How to Link Your Bank or Card to Skrill

Once verified, you can add your preferred funding source.

To link your U.S. bank account:

1. Go to Settings → Payment Methods → Add Bank Account.
2. Enter your routing number and account number.
3. Skrill will send a small test deposit for verification.
4. Confirm the amount in your account to activate withdrawals.

To add a debit or credit card:

1. Select “Add Card” under the same section.
2. Enter your card details and billing address.
3. Skrill may charge a temporary verification fee (refunded after confirmation).

Once linked, you can fund your account instantly or withdraw money in USD at any time.

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Skrill vs PayPal: Which Is Better in the U.S.?

Feature	Skrill	PayPal
Transfer fees	Lower (1.45% average)	Higher (up to 2.9% + $0.30)
Crypto trading	✅ Yes	✅ Yes (limited states)
Account setup	Quick and free	Quick and free
Global reach	180+ countries	200+ countries
Payout time	1–2 business days	1–3 business days
Prepaid card	✅ Skrill Visa Card	✅ PayPal Debit Card

Verdict: For users focused on international money transfers and lower fees, Skrill offers better value. PayPal remains stronger for e-commerce and online shopping integrations.

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Common Problems When Signing Up (and How to Fix Them)

Problem	Likely Cause	Solution
Verification delayed	Blurry ID or selfie	Re-upload clearer images in bright lighting
Email not confirmed	Link expired	Request a new confirmation email
Card declined	Bank restriction	Contact your card issuer or use another card
Account locked	Incomplete KYC process	Submit required documents promptly

If issues persist, contact Skrill Customer Support through live chat or email — they typically respond within 24 hours.

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👉 Next article: How to Apply for a Skrill Loan Fast in the U.S.